Articles by Michael English

1. 3 Mobile Payments Trends To Watch For In 2016 12/21/2015

   With greater use of mobile payments comes better loyalty programs, more order-ahead apps and sustainable security.

2. 4 Changes To Expect From The EMV Liability Shift 10/23/2015

   After a four-year head start, the Oct. 1, 2015 EMV deadline came and went with little fanfare. Only about 30 percent of credit and debit cards are currently EMV (Europay, MasterCard and Visa) enabled, according to eight financial institutions surveyed by the Payments Security Task Force. That number is expected to double by year’s end and increase to 98 percent at the close of 2017, when the liability shift goes in effect for gas stations.

3. EMV Status Update: What Your Merchant IT Clients Need To Do For The EMV Liability Shift 7/30/2015

   With less than two months to the Europay MasterCard Visa (EMV) liability shift begins, many businesses accepting credit and debit cards are either scrambling to become EMV compliant or are not prepared. Rest assured the sun will rise the day after the liability shift goes into effect Oct. 1, 2015 and those businesses that have not implemented EMV will still be able to accept payments.  If your merchant client is one of those business owners who is not ready, here are some short-terms actions you can take.

4. PCI Compliance Is Just One Piece Of The Puzzle 4/21/2015

   You don’t have to look far to find evidence supporting the necessity of a comprehensive and thorough cybersecurity system for your clients. From the infamous Sony hack to cybercriminals infiltrating Target’s network that absconded with personal information from some 110 million accounts, it’s clear that protecting customers’ data is something to be taken seriously.