Integrating Payments With EMV: Choosing The Right Path Forward

By Raymond Moorman, Director of Product, EMV Solutions

Overview
With the rapidly approaching fraud chargeback liability shift in October 2015, many merchants are asking their POS solution providers about their plans to support EMV. In turn, POS developers want to understand what their options are for supporting EMV in the U.S. market. This paper discusses the certification requirements and alternatives to certification available to enable EMV processing. POS developers looking to enable acceptance of EMV cards have three main options: direct certification, moving to stand alone terminals, and an EMV out of scope integration.