Magazine Issue | May 18, 2015

2015 VAR & ISV's Guide To EMV & Payment Security

Source: Business Solutions
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From The Editor

VAR & ISV's To Guide To EMV

Thought Leadership



Creditcall Creditcall makes card acceptance simple from any device, anywhere. Whether attended, unattended, online, or mobile, our award-winning EMV-ready payment gateway is at the very heart of our clients’ businesses, ensuring payments flow — all day, every day.

Our EMV Migration solution, ChipDNA, is a rapid EMV Migration SDK for Windows, Linux, iOS, and Android. It greatly helps VARs, ISVs, and integrators transition from mag-stripe to EMV chip card technology. ChipDNA is the easiest and most cost-effective way of adding EMV payment functionality into a POS or mPOS application. Creditcall’s EMV Kernels are used by PINpad and card reader manufacturers worldwide.

Datacap Systems Datacap Systems creates integrated payments solutions that strike the perfect balance between rock-solid reliability and forward-looking innovation. One, simple interface allows Point of Sale developers to keep pace with evolving trends and payment industry standards, so they can spend development dollars on POS innovation rather than payments. Because we sell our products exclusively through POS resellers, merchants receive high-end payment solutions coupled with top-tier installation, service, and support. Access to virtually all payment processors in North America via Out-of-Scope interfaces, supporting an evolving list of commonly used POS peripherals, enables POS ISVs and corresponding sales channels to tailor installations for each merchant.

Discover Discover® provides a full range of credit, debit, and prepaid products designed to drive loyalty and increase transaction volume. We enable partners to deliver new opportunities to the millions of merchants that we are connected to. We also offer access to the massive spend of international travelers and students through strategic alliances with some of the largest international payment brands including China’s UnionPay, Japan’s JCB, South Korea’s BCcard, and RuPay of India. Discover provides you the opportunity to offer your merchants connectivity to nontraditional or new payment options such as PayPal in-store acceptance and AribaPay. Discover also offers resources for our channel partners to help them accelerate their EMV migration.

Harbortouch A pioneer of the POS-as-a-Service business model, Harbortouch is a leading national supplier of point of sale systems, serving tens of thousands of businesses across the nation. The company’s unparalleled free program enables its reseller partners to provide full-featured POS systems to restaurants and retail businesses with no up-front costs, while earning up-front commissions and lucrative residual revenue. Harbortouch recently updated its flagship Elite POS system with upgraded hardware and improved performance, and also released a brand new “tablet-killer” Echo POS system for smaller merchants. Harbortouch’s Certified Reseller program offers the opportunity for VARs to earn even greater commissions.

Mercury Payments Mercury Payment Systems, a Vantiv Company (NYSE: VNTV), is simplifying business by partnering with software companies and technology services firms to embed payment processing in front and back office applications. Mercury’s commerce technology is integrated into a broad set of point-of-sale systems, reaching merchants through an extensive partner network of more than 3,000 point-of-sale software developers and value-added resellers. Mercury’s award-winning customer service and value-added solutions help merchants streamline their business and build revenue through simple-to-use commerce solutions. For more information, visit

Moneris Moneris is a pioneer in EMV conversions with close to a decade of best practices, processing EMV transactions, and supporting merchants with a seamless EMV migration process. As a payments leader, we process more than 3 billion credit and debit transactions annually for over 350,000 merchants across North America. By partnering with Moneris, software and business solutions providers can offer EMV-integrated payment solutions to their customers while generating additional revenue with our customized residual programs. For more information, please visit, call (866) 423-8475 or email

Openedge OpenEdge helps software developers and businesses succeed by delivering secure and personalized payment solutions. As the integrated payments division of Global Payments, OpenEdge is driving innovation — adapting, scaling, and simplifying how payments are processed, across platforms and points-of-interaction, in an increasingly complex landscape. OpenEdge serves more than 2,000 technology partners across 60 industry verticals throughout the United States and Canada. The EdgeShield security bundle and Edge EMV solutions are designed to reduce the developer’s burden when deploying EMV and help merchants accept EMV payments swiftly with minimal disruptions to their businesses.

TSYS At TSYS® (NYSE: TSS), we believe payments should revolve around people, not the other way around. We call this belief People-Centered Payments®. By putting people at the center of every decision we make, TSYS supports financial institutions, businesses, and governments in more than 80 countries. TSYS offers issuer services and merchant payment acceptance for credit, debit, prepaid, healthcare, and business solutions.

TSYS’ headquarters are located in Columbus, Ga., with local offices spread across the Americas, EMEA, and Asia-Pacific. TSYS is a member of The Civic 50 and has been named one of the 2015 World’s Most Ethical Companies by Ethisphere magazine. For more, please visit us at

WorldPay As a division of The Worldpay Group, Worldpay US provides leading payments processing services across multiple verticals including grocery, petroleum, retail, restaurant, ecommerce, and small business. Utilizing traditional point-of-sale technologies to mobile devices, customers can accept payments anytime, anywhere. From transaction capturing and processing to merchant acquiring, Worldpay provides insightful expertise, seamless delivery, and valued relationships. We’re defining the way we work at Worldpay. Through innovation and investment, the Worldpay brand supports our desire to strengthen our focus on our customers and provide the most secure and reliable processing platform in the industry. Visit us at